In the early years, moreover, prices can be up to 30% cheaper by applying a franchise insurance. 3. To also buy a car can help cheapen your insurance, how much more economical car, smaller higher insurance. A moderate power engine will spend less fuel, will be cheaper and will reduce the price of your insurance by more than 25%. The extras as equipment of audio, spoilers, rims, etc., are the objects that most tend to be stolen, so that, in many cases, also rise the price of policies.

Conversely, there are insurance companies that reduce their prices when you have anti-theft tracking systems or alarms elements. 4 History of impeccable claims good drivers who have not given parties with guilt in years have discounts on insurance companies that become more than 50%. On the other hand, it is necessary to mention that a party with less than 300 euros value may not be worthwhile, because the following year It will have to pay the loss of bonus for low loss ratio. It could be much more cost-effective to include a franchise of EUR 300, because it can result in a subsequent additional savings of 50% of the insurance. 5. Are there promotions now? It is important to be always attentive to the promotions to get the best price possible because insurance companies launch different campaigns throughout the year to attract customers, and it may be a good time to choose your insurance. 6 Price, coverage or both? If the only thing you care about is the cheapest insurance the best choice are the companies secure low cost. If it is not, will be find the policy that more coverage can give you the best price you can find.

7. Whenever you can, pay annually despite to that split your payments may be you a relief economic, it is worth to know that the final price is doing through this system can be increased by more than 10%. If you can afford it, the best option is to make one annual payment. 8 Be the holder of the insurance is more cost-effective in the long run new drivers sign up quite often under the figure of occasional driver in the policy of one of their parents. However, not being as holders, subsequent companies not apply discounts of antiquity, which are up to 65%. 9. Fewer miles and a ceiling for your car insurers know than a car, how many more miles ago, more likely to have an accident. For this reason, rise their policies up to 20% if more than 30 are made. 000 km. per year. For the same reason, in a garage the vehicle has less exposure to abrasions or shocks, so the savings can reach 5%. 10. Correct data to insurers a small initial savings as an occasional driver put to a person which in reality is the main driver can lead to an investigation in the case of a serious accident. If we realize that some of these features you can reach to exceed 100. 000 euros of cost, we will see that it is not worth at all. Achraf the Mejaoui, freelance insurance consultant, worked for different companies until lanazarse to the adventure creating his own management company where offers all kinds of advice on the world of insurance and accidents.

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